You’ve spent a lifetime building a legacy. But without a plan, even the strongest foundation can crack—under the pressure of taxes, legal delays, or family disagreements. That’s why Calgary estate planning isn’t just about distributing assets. It’s about preserving purpose.
Clients often describe feeling lighter after our first meeting, because they finally see how every piece fits together. Our detailed, disciplined process replaces anxiety with clarity—whether that means structuring a trust for your grandchildren, integrating life insurance to offset taxes, or ensuring your estate avoids unnecessary legal hurdles. As your goals and family evolve, we adjust the plan with you, so your legacy always reflects the life you’ve built.
Beyond the will: a full estate strategy
Wills matter—but they’re not enough. A will may state who inherits your assets, but it doesn’t always define how or when. Should a grandchild receive their inheritance at 18? Or should that wealth be stewarded until they’re ready?
We build full estate strategies that do more than name heirs. We create systems that account for taxes, family needs, liquidity, and flexibility—ensuring your intentions are fulfilled without compromise.
Tax-smart estate transfer: keep more in the family
Your success shouldn’t be diluted by preventable taxes. Capital gains, probate fees, and final returns can all chip away at what you hoped to leave behind. That’s why high-net-worth estate planning starts with tax planning.
Using tools like trusts, corporate structures, and timing strategies, we help you minimize taxes and create an efficient estate transfer process. You’ve done the hard part—building the wealth. Our job is to make sure it gets where it’s supposed to go.
Life insurance: a tax-free solution with lasting impact
Life insurance isn’t just for emergencies—it’s a powerful part of estate planning for high-net-worth individuals.
Here’s why we often include it in your plan:
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It’s tax-free
Unlike many assets, life insurance proceeds go directly to your beneficiaries without being taxed.
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It provides liquidity
Your family won’t need to sell property or dip into investments to cover estate taxes.
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It supports succession
For business owners, life insurance can fund buyouts, protect employees, and preserve operations.
Empowering the next generation
Sudden wealth can overwhelm. A lack of preparation can lead to poor decisions, stress, or conflict. We help structure inheritances with trusts, staged distributions, and financial education to ensure your legacy empowers—not burdens—the next generation.
Your estate plan isn’t just about transferring money. It’s about passing down wisdom, clarity, and stability.
Philanthropy and purposeful giving
Estate planning also allows you to extend your values into the future. Whether through a donor-advised fund, charitable trust, or direct bequest, we help you create a giving plan that reflects what matters to you most.
Charitable strategies can reduce tax burdens while maximizing impact—supporting causes close to your heart while preserving more of your estate.
A plan that evolves with your life
Life doesn’t stand still, and neither should your estate plan. Marriages, divorces, business transitions, and grandchildren all create ripple effects. We ensure your plan adapts, reflects new priorities, and continues to protect what matters most.
This is not a “set it and forget it” service. At Judd Bisson & Associates, we revisit your plan regularly and adjust as needed—so it always reflects your real life.
Your estate quarterback
We don’t work in isolation. We coordinate with your accountant, lawyer, and other professionals to ensure every detail is aligned. That means no missed documents, no conflicting strategies, and no confusion for your family when the time comes.
You don’t need to manage it all—we handle the heavy lifting.
A legacy worth protecting
Whether you’re planning for children, supporting a cause, or managing a complex portfolio, your estate deserves careful thought. With high-net-worth estate planning, the risks are higher—but so are the opportunities.
At Judd Bisson & Associates, we don’t just build estate plans. We preserve legacies.