Taxes don’t just happen once a year. They creep into every corner of your financial life—from retirement withdrawals to business profits to your legacy. If you’re not thinking about taxes year-round, you’re probably paying more than you need to.
At Judd Bisson & Associates Private Wealth Management, tax planning for high-net-worth individuals isn’t an afterthought—it’s built into everything we do. Whether you’re managing a corporation, planning for retirement, or transferring wealth to the next generation, we help you stay ahead with a plan that reduces tax and protects your assets.
Calgary tax planning that puts you in control
Our clients—especially high-net-worth families and business owners—face a level of financial complexity that generic tax advice can’t handle. We build a personalized strategy that integrates every part of your financial picture: investments, income, corporations, trusts, pensions, and more.
Our goal? To minimize tax and keep your money working for you. That means identifying risks early, using every available credit and deduction, and making smart timing decisions around income, capital gains, and withdrawals.
From corporate tax planning to family wealth transfer strategies, we cover it all—always with your bigger goals in mind.
Where strategy meets opportunity
Not all taxes can be avoided—but inefficiency is optional. Missed opportunities are where wealth slips away: an RRSP withdrawal taxed too heavily. Capital gains triggered at the wrong time. A holding company that’s not set up to your advantage.
We identify those gaps. Then we close them—with clear, practical tax strategies for high-net-worth individuals that don’t just follow the rules but make the most of them.
Some of the ways we help you reduce tax:
- Planning smart retirement withdrawals to avoid excess tax
- Avoiding RRSP withholding taxes through structured decumulation
- Optimizing dividends and salary from your corporation
- Building tax-efficient investment portfolios using non-registered, TFSA, and RRSP accounts strategically
- Structuring a holding company to defer tax and protect retained earnings
- Using pension planning tools like IPPs or RCAs when appropriate
We don’t wait for tax season. We plan ahead—so you’re never caught off guard.
Tax planning for major life events
Tax impacts don’t only come from income—they come from life. Selling a business. Going through a divorce. Receiving an inheritance. Becoming widowed. Each of these events carries serious financial and emotional weight. We guide you through them with empathy, clarity, and precision.
Need help with a pension split or pension separation? Thinking about how divorce could affect your long-term financial picture? We offer expert support for complex situations, including widow pension guidance, income division, and asset restructuring.
We make sure your next steps are not only tax-smart—but stress-free.
Protecting your legacy from unnecessary tax
You’ve worked hard to build your wealth. Without planning, taxes can quietly erode what you hope to pass on. We help make sure your legacy stays intact—with trusts, charitable giving strategies, insurance planning, and carefully timed transfers.
This isn’t cookie-cutter advice. It’s high-level tax planning for high-net-worth individuals—designed to protect what matters most to you. From supporting your children to giving back to your community, your legacy should reflect your values—not get redirected by tax rules.
Tax laws change. So do our strategies.
Staying current is non-negotiable. Tax rules shift constantly—new credits, bracket adjustments, policy changes. At Judd Bisson & Associates, we track these changes and adapt your plan to stay in sync. No scrambling. No surprises.
We believe your plan should move with your life. A new job? We adjust. A large windfall? We plan. A shift in family dynamics? We account for it. That’s the value of ongoing partnership—not a one-time consultation.