One minute, life feels steady. The next—an illness, an accident, a sudden loss—and everything shifts. Insurance planning isn’t about fear. It’s about resilience. It’s about building a structure that holds steady when life does not.
At Judd Bisson & Associates Private Wealth Management, we create insurance plans that do more than offer protection. They bring clarity, stability, and peace of mind to the people and businesses who rely on you most.
Life insurance: Quiet protection, lasting impact
Life insurance is more than a payout. It’s a promise that the life you’ve built won’t unravel when you’re no longer there to protect it. From mortgage obligations and funeral costs to business continuity and family income, the right policy can preserve stability during one of life’s most difficult moments.
For business owners, life insurance is an essential part of succession planning. It protects your company, ensures employees aren’t left in limbo, and allows for buy-sell agreements to unfold smoothly. High-net-worth life insurance also helps offset estate taxes, provide liquidity, and reduce the burden on your heirs.
If you’re looking for life insurance for high-net-worth individuals in Calgary or across Alberta, we’ll design a solution tailored to your assets, obligations, and long-term goals.
Critical illness insurance: Your financial shock absorber
A cancer diagnosis. A heart attack. A stroke. These aren’t distant risks—they affect hundreds of thousands of Canadians each year. When they strike, costs add up fast—specialist treatments, travel, medications, time off work.
Calgary critical illness insurance offers a lump-sum payout so you can focus on recovery, not bills. Use it to cover treatments, pay the mortgage, or replace income—no restrictions, no waiting. It’s not about planning for disaster. It’s about making sure your life doesn’t fall apart if the unexpected happens.
Disability insurance: Income protection when it matters most
Your ability to earn is your most important asset—especially during your peak career years. But an injury or illness can suddenly remove that foundation. That’s where disability insurance steps in.
It helps replace your income and preserve your financial plan while you recover. Whether you’re self-employed, incorporated, or on a salaried track, we’ll build the right policy to keep your financial life on course—no matter what detour life throws at you.
Preserve your estate, protect your legacy
You’ve worked hard to build a legacy—whether that’s a family business, a portfolio, or real estate. But when it comes time to transfer wealth, taxes, debts, and final expenses can take a major toll.
We use insurance planning to help protect your estate and ensure your heirs receive the full benefit of your life’s work. That includes tax-efficient insurance strategies that cover liabilities and help offset CRA obligations.
For high-net-worth clients, we often integrate insurance with trusts and charitable giving strategies—ensuring your wealth goes where it matters most, without being chipped away by taxes.
Employee benefits and business insurance that go the extra mile
If you’re running a business, your employees count on you for more than just a paycheque. Offering a strong benefits package is a powerful way to attract talent, reduce turnover, and show long-term care.
We build Calgary employee benefits packages that include health coverage, disability insurance, critical illness insurance, and life insurance—all customizable to fit your team, budget, and business model.
And if you’re a business owner preparing for succession or sale, we use insurance to cover debt, manage tax exposure, and ensure continuity during leadership changes.
Annuities: Turning retirement into steady income
Want the peace of mind of a predictable monthly income during retirement? Life annuities can offer exactly that—turning your retirement savings into guaranteed income for life. Whether you’re looking to supplement your pension or cover essential expenses, we help integrate annuities into your overall retirement strategy.